Pension sharing doesn’t have to be complicated or overwhelming. Talk to us today, and we can help you tackle this challenging part of divorce.
On the face of it, pension sharing is a minefield, and if you’ve just encountered it in your divorce, the chances are you’ve got lots of concerns and questions. We can help.
If you’re currently going through a divorce, and looking into the possibility of one, the chances are you’ve come across this term ‘Pension Sharing’.
Trouble is, when you first start looking into it, it can be a very confusing topic.
You’ll probably be reading about “decree nisi”, “sharing orders” and “pension credit”, and if you’re not an expert in finance and divorce, then the chances are, you’ll find it difficult to understand the decisions you need to make that’ll benefit you and your family the most.
What makes things even more complicated is that searching online doesn’t really solve this one. There’s a whole lot of misinformation out there, and loads of solicitors claiming to understand the subject when they really don’t.
At The Divorce IFA, we deal with hundreds of pension sharing cases every single year, as well as implementing 50+ “pension sharing orders”. It’s fair to say that when it comes to pension sharing, we know what we’re talking about.
How We Can Help
There are generally three ways we can help you with pension sharing:
- We’ll help you begin
We’re able to assist you in gathering the information that’ll help you make the right decision. We know the pension schemes inside and out, as well as some of the most accomplished pension experts; so when you instruct one to work on your behalf, we can help you get that relationship off to the right start. - We can help you during negotiations
Once the actuarial report arrives (don’t worry if you don’t know what this is yet, we’ll explain), we’ll help you decipher it; explaining what it means for you financially, both now and in the future. - We can help you implement an order
If a pension sharing order is what you want to implement, we can help you make it happen. We’ll guide you through all the jargon and liaise with all the necessary parties including you, your solicitor and your chosen pension scheme.
Why Choose The Divorce IFA for Pension Sharing?
Pension sharing is one of the most important financial decisions you will make during divorce, and getting it wrong can have long-term consequences.
We combine technical expertise with a clear and practical approach to help you make informed decisions.
Specialist Divorce Financial Advice
We focus specifically on financial matters relating to divorce, ensuring advice is relevant to your situation.
Extensive Experience
We work on hundreds of pension sharing cases every year and regularly assist with implementing pension sharing orders.
Clear, Straightforward Guidance
We explain complex financial topics in a way that is easy to understand.
Support Throughout the Process
From initial discussions through to implementation, we support you at every stage.
Speak to a Pension Sharing Expert
Before making any decisions, the best thing to do is to have a conversation and understand your situation properly.
We’re more than happy to have a quick chat to find out where you’re at and how we can help.
You can call us on 0800 092 1229 directly or complete the form below to arrange a free, no-obligation conversation.
Common FAQs
A pension sharing order is a court order that allows one spouse to receive a percentage of the other’s pension as part of a divorce settlement. This share is then transferred into their own pension plan.
The share is usually based on an actuarial report that values the pension and considers each person’s financial needs. The court will then decide on a fair division, which may not always be 50/50.
Yes, pension sharing can be complex and the decisions you make will affect your financial future. Professional financial advice ensures you understand your options and choose the settlement that best protects your long-term interests.
