Resolution Accredited Independent Financial Advisers (IFA) – New logo

Posted December 20th, 2011

I am pleased to announce that the Resolution Accredited Independent Financial Advisers (IFAs) have been given a nice gold logo to use to distinguish them from the family lawyers and this is now proudly displayed on our website.

As one of only ten advisers in the North West with this designation I am extremely proud of this qualification.

If you would like advice in respect of pensions and your divorce financial settlement or pension sharing why not call us on 0800 0921229 or email phil@thedivorceifa.co.uk.

Pension Sharing – Issues

Posted April 1st, 2011

In the last few weeks an increasing number of clients have approached with pension sharing orders which need implementing as the existing scheme is not prepared to offer an internal transfer and they do not know what to do.

They themselves are members of final salary pension schemes (usually Public Sector) and have found out at the last moment of the divorce that their existing pension scheme will not allow their pension share to be transferred in. 

So what next?  - The pension transfer has to go somewhere and it is up to the client to set up a new pension arrangement to accept the transfer.

If this is you and you would like advice from a Resolution Accredited Independent Financial Adviser on how best to approach the implementation of your pension sharing order then call me on 01204 663904 or email – phil@thedivorceifa.co.uk

Resolution Accredited Independent Financial Advisers

Posted January 17th, 2011

You can now search the Resolution public website for all the qualified Resolution Accredited Independent Financial Advisers (IFA) to assist you with issues such as:

  • Pension Sharing
  • Pension Offsetting
  • Pension Attachment
  • Budgeting
  • Life Assurance needs
  • Financial Planning

The search tool can be found here -

If you would like more information about how we advise our clients on the financial aspects of divorce, please contact us on 0800 092 1229 or email phil@thedivorceifa.co.uk

Pension Sharing – The receiving scheme insists you take financial advice

Posted September 6th, 2010

Pension sharing is a confusing and complicated part of any divorce settlement and there are many issues to be aware of before proceeding.  Some examples include:

  • The fairness of a cash equivalent transfer values (CETV).
  • Internal transfer or external transfer?
  • Moving target syndrome?
  • Default options.

Therefore, it was a refreshing change to be contacted by a client this week who had received notification from her pension provider (Prudential) that she HAD to take financial advice before they would agree to accept the pension sharing order.

To avoid the pitfalls above it is important to take financial advice from a competent adviser, preferably one who is a Resolution Accredited Independent Financial Adviser (See link here).   You may also wish to employ the services of an actuary that advises on pension and divorce cases.

If this is you and you are looking for financial advice on a pension sharing matter or if you require further information, please contact me on 0800 092 1229 or email advice@thedivorceifa.co.uk